Archive for the ‘Around The Home’ Category

Tired of Waiting for Summer? 3 DIY Projects That Will Keep You Busy Until the Weather Warms Up

March 9, 2018 Comments off

Tired of Waiting for Summer? 3 DIY Projects That Will Keep You Busy Until the Weather Warms UpDo you find yourself staring out the window, longing for an early sunrise, hot days and late evenings? With spring just around the corner, it might feel like summer is a lifetime away.

However, the good news is that you can be productive around the home while you wait for summer to arrive. Let’s take a quick look at three easy do-it-yourself projects that will keep you busy until the summer sun is shining.

Add A Splash Of Spring-y Color

As long as you are willing to do the prep work, painting is one of the most straightforward home improvement projects you can undertake. It is also the best way to put your own personal touch in each room in your home.

If you haven’t painted before, it is best to start with a single room. Spend an hour or two watching instructional videos on YouTube before you head out and begin buying supplies.

The colors that you choose are up to you, but if you are going for a ‘spring’ look, consider pastel colors including soft greens, powder blues and creamy whites.

New Planters For The Garden

If you have a flower or vegetable garden, building new planters is a fun weekend DIY project. You can make planters out of wood, but a more durable option is to use granite, marble or another hard stone.

Simply buy four slabs of stone and a tube or two of stone adhesive. Line up the slabs together and, using a ruler, ensure they are at 90-degree angles. Caulk or glue the slabs on the inside of where they meet and then tape them together on the outside to hold them until the glue cures.

Bird Seed Rings For Your Feathered Friends

Do you enjoy the sound of birds around your home? If so, bird seed rings are the perfect treat to attract them. Creating these delicious treats is easy. Combine gelatin, corn syrup and flour into a thick paste. Mix this paste with a bag of bird seed, ensuring that it is fully combined. Then mold the rings together using a donut pan. Hang these tasty treats outside for your feathered friends to enjoy.

Investing your time in home improvement projects is an excellent way to wait out the sunny days of summer. If you decide that it’s too much work to renovate and that you would rather explore a new home, give us a call. Our friendly real estate team is happy to help you get ready for your next purchase.


DIY Home Improvement: A Much Better Bedroom in Just a Few Hours

February 28, 2018 Comments off

DIY Home Improvement: A Much Better Bedroom in Just a Few HoursTaking on the task of renovating your home can seem like an awful lot of work, but there are ways to do this that require a lot less energy and just a little bit of money. Whether you’re looking for an instant home revamp or are readying your home to sell, here are some ideas for how you can improve your bedroom in no time.

Make It Clutter Free

It might sound too simple, but just clearing away the extraneous stuff that can accrue in your bedroom will instantly improve the look of your space. Instead of doing it over time, set aside an afternoon to go through the excess and clean up extra receipts, junk left in the corner and any unpacked boxes. Cleaning up the stuff that’s been lingering may seem like a small step, but it will give way for what comes next.

A Coat Of Paint

While adding a coat of paint may seem like a lot of work for little reward, there are few things that will improve the appearance of a room like a shiny coat of paint. It may be tempting to go for a bright shade, but choose a neutral tone that will age well and can be complimented with bright accents from pillows or a colorful throw. Getting out the paint may seem like a big job at first, but it’s one of the best ways to upgrade the look of your bedroom.

Find A Unique Piece

It’s one thing to have a great coat of paint and a clutter-free space, but having a unique piece of furniture or a lighting fixture that you can call your own will add that special touch to your space. While there are plenty of options to go with, you may want to choose a vintage item like a claw-footed night table or an embellished chandelier that will instantly dress up a lackadaisical room. Instead of going with something expensive, choose something that you can dress up or re-paint for a modern effect.

It’s often the case that renovating your home or your bedroom can seem like an expensive project, but there are ways it can be done that are both economical and will add instant spark. If you’re currently renovating your home and are planning to put it on the market in the future, contact your local mortgage professional for more information about financing your next home.

4 Home Improvement Shortcuts That Can Lead to Disaster — and How to Avoid Them

February 15, 2018 Comments off

4 Home Improvement Shortcuts That Can Lead to Disaster -- and How to Avoid ThemAre you starting to get the renovation itch? With spring on the way, you might be tempted to launch those home improvement projects that you contemplated over the winter. However, as with any project, you will want to get things right. Let’s take a look at four renovation shortcuts that can lead to disaster and the steps you can take to avoid them.

Shortcut #1: Not Understanding Your Home’s Structure

Before you undertake any renovation involving your home’s structure, you must be confident that you know exactly what is where. For example, do you know what is inside of your walls? You might be surprised to learn what is hiding behind those pieces of painted drywall. Electrical wiring, plumbing, structural supports, insulation and possibly even soundproofing material can all be damaged by misplaced nails or cuts. You might also discover damage caused by pests, mold or water which needs to be repaired.

Shortcut #2: Not Measuring Everything (At Least) Twice

You have likely heard this tired cliché: “measure twice, cut once.” However, what you may not realize is that was intended for professionals. If you are new to renovating, you will want to measure at least twice, if not three times or more. A small measuring mistake of one-half-inch can mean the difference between your new cabinets fitting and not fitting. Or your tiles lining up with one another or not.

Shortcut #3: Not Using Quality Tools And Materials

Another shortcut that homeowners try to take when starting do-it-yourself home projects is using cheaper materials or whatever tools they have handy. Keep in mind that you are investing in your home and that you are saving money by not paying for the labor. Use those savings on top-quality materials that will withstand the test of time.

Shortcut #4: Not Calling A Professional After You Mess Up

Finally, one shortcut that must be avoided at all costs is not calling a professional if you have made a significant mistake. If you end up drilling into the wrong wire, or you damage something else beyond your repair skills, don’t try to patch it up. Swallow your pride and make the call. You will be able to sleep soundly knowing that whatever was damaged isn’t at risk of failing later.

Renovating your home is the best way to increase its value, but even the smallest mistake can blow up into a major problem in the future. To learn more about your home’s value, contact us today. 


The Mortgage Helper: How to Find the Perfect Tenant for Your Basement Suite

February 1, 2018 Comments off

The Mortgage Helper: How to Find the Perfect Tenant for Your Basement SuiteDo you have an empty basement or separated suite in your home? If you have a suite sitting empty, you are missing out on collecting some extra monthly income in the form of rent. Let’s take a look at a quick four-step process that will help you find the perfect tenant to rent out your basement suite.

Step 1: Play By The Rules

Is this your first time renting out a home or suite to a tenant? If so, you will want to do a bit of research first. Read up on Fair Housing Rules and other regulations as these will inform you of your responsibilities as a landlord. Keep in mind that you cannot discriminate in any way when it comes to race, religion, gender, family status or disability. Anyone who applies must be given a fair chance.

Step 2: Be Specific In Your Advertising

When you place a rental listing, be as specific as possible in what you are looking for in a tenant. If you are a single, quiet person, you may want someone similar as you will be compatible. Conversely, if you are a young couple, you may clash with a retired senior or someone older. Be as specific as possible but remember that you cannot be discriminatory.

Step 3: Meet Potential Tenants In Person

Be sure to take the time to meet with every short-listed applicant in person. If you are not comfortable with having so many strangers over to your home, consider meeting at a local coffee shop. An in-person meeting will allow you to visually assess the person and determine if your personalities are a fit for living in the same home.

Step 4: Don’t Skip The Checks

Finally, don’t take any shortcuts when performing background, credit and other checks. Ask your tenant for at least one or two references that you can call to verify their rental history. Investing in a credit check will help to assess their risk of missing monthly rent payments. And if necessary, a criminal records check can let you know if they have been in trouble with the law.

As long as you are well-prepared and diligent, finding a suitable tenant for your basement suite can be a painless process. To learn more about mortgage products are perfect for rentals, contact us today. Our mortgage team will be happy to help you!


Spring Is Coming: Get a Jump on Spring Cleaning and Breathe New Life into Your Tired Spaces

January 31, 2018 Comments off

Spring Is Coming: Get a Jump on Spring Cleaning and Breathe New Life into Your Tired SpacesSpring is almost here – and with it, the need to clean out the clutter and freshen up your home. Let’s explore a few tips that will help you to get a jump on your spring cleaning so that you can get outside and enjoy the nice weather later.

Need It? No? It’s Got To Go!

Do you consider yourself a bit of a ‘hoarder’? Is there furniture, appliances and other items in your home that have been collecting dust since the ’90s? If so, it is time to minimalize your lifestyle. A great rule of thumb is the one in bold above – if you don’t need it, it’s time to get rid of it. Consider listing anything you don’t need up for sale on a local resale marketplace as you may find an interested buyer willing to give your old stuff a new home. Once you have the clutter kicked out, the actual cleaning can begin.

Your Garage Is Not A Storage Locker

If your garage is so full of miscellaneous junk that you can barely get your car door open, it’s time for a thorough cleaning. Again, the first mission is to get all of the stuff you don’t need either thrown out or otherwise disposed of.

Letting go of your old possessions can be tough, but you will be amazed at how much space you have once it’s all gone. And that space can be put to better use – once it’s cleaned.

Consider Hiring Help For The Deep Clean

Finally, don’t be afraid to enlist professional help if you are feeling overwhelmed. Having a couple of cleaners come into your home for a few hours is a cost-effective way to speed up the spring cleaning process. Note that it’s best to have cleaners join you after the clutter has been removed, so they aren’t wasting their time trying to move old furniture and other items you are going to dispose of anyway.

Unless you absolutely love washing walls and cleaning out closets, spring cleaning is rarely fun. However, it is necessary to ensure that your home stays in tip-top condition. If you have decided that you are in need of more space, or are looking to downsize your home, contact us today. Our friendly team of mortgage professionals are happy to show you some financing options that will perfectly suit your needs.


Going Solar: 3 Reasons Why Solar Panels Should Be Your 2018 Home Improvement Project

January 10, 2018 Comments off

Going Solar: 3 Reasons Why Solar Panels Should Be Your 2018 Home Improvement ProjectHave you been scratching your head, wondering what your next great home renovation project should be? If you are like most homeowners, you have many areas that could use a little attention. Let’s explore three reasons why installing solar panels should be high on your list of home improvement projects for 2018.

The ROI On Solar Is Getting Better

It might seem counterintuitive to think about spending money to save money, but with solar panels, that’s precisely what you are doing. Solar is an up-front investment that returns money to your bank account over time. As you are generating your own electricity, you will spend less on utilities each month. Depending on your setup, you may even be able to sell surplus electricity back to the grid, lowering your monthly bills even further.

Don’t think about solar panels and installation as sunk costs that will never be recovered. Instead, work with your solar installer to determine what your return-on-investment should be.

Solar Drives Property Values Higher

As you might expect, installing solar panels can also increase the value of your home. Many potential home buyers are searching for modern, efficient, climate-friendly homes that allow for a bit of energy independence. If your home already has these features, it is likely to be more compelling than other houses on the street without them. If you are thinking of selling your home in the future, installing solar is a great way to increase its value.

Protecting Your Local Environment And Community

Finally, let’s not forget that investing in renewable energy means protecting the health of your local community. Every solar panel installation that goes up means one less home relying on power produced by other means. It might not seem like much, but over time a single home’s worth of solar panels can prevent a significant amount of emissions from reaching the sky. You can even take things one step further and invest in an electric car which can be connected to and charged by your solar panels.

These are a few of the many good reasons to consider an investment in solar panels in 2018. If you are interested in going solar, but can’t with your current home, contact us today. Our friendly team of mortgage professionals are happy to share some financing options for home listings that are ready for solar.


3 Dog Breeds That Are Perfect for the Allergy-Prone Pet Lover

December 29, 2017 Comments off

3 Dog Breeds That Are Perfect for the Allergy-Prone Pet LoverDo you find yourself itchy and sneezing after an encounter with a friendly, furry dog? You are not alone. The CDC estimates that around ten percent of Americans suffer from allergies related to dogs or cats. But, of course, that is no reason not to enjoy the love of a dog. So, if you are ready to push your suffering aside and adopt a furry pal, below are a few breeds that are perfect for those prone to allergies.

What Causes Dog-Related Allergies?

Do you know what the primary causes of pet-related allergies are? Many people believe that reactions are triggered by hair that has been shed, but this isn’t entirely accurate. Shed hair carries flakes of dead skin known as dander, and it is this dander which causes most typical dog-related allergic reactions.

In an allergy-prone individual, this dander is treated as a harmful invading virus or bacteria. The body issues an immune response with symptoms like sneezing, watery eyes, hives and coughing which can be treated with antihistamines.

Note that it is not just a dog’s dander that can cause a reaction. Dog saliva and urine are also known to carry the proteins that can trigger allergic reactions.

3 Breeds Perfect For Allergy Sufferers

The Poodle – if you are the energetic type that likes to get out and walk, a Poodle might be the right fit. Poodles are recognized as a cleaner dog as they do not shed much fur. They love to get outside and can be trained easily.

The Schnauzer – if you are more of an introvert or have a quiet side, you might find a Schnauzer to be a better companion. These are smaller dogs that aren’t going to beg you to run around for a few miles each day.

The Bichon Frise – this breed is an excellent choice for first-time dog owners and those who prefer smaller dogs. Bichon Frise are happy, friendly dogs that are very sociable. They are not incredibly high maintenance, but they do need daily grooming.

Renting A Home That Doesn’t Allow Pets?

If you are thinking about how great it would be to have a dog but can’t get one due to your current rental situation, contact us today. Our friendly mortgage professionals are happy to introduce financing options for a pet loving home.

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