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Posts Tagged ‘Homeowner Tips’

3 Key Ways That Driverless Cars Are Going to Reshape How We Design and Use Our Homes

December 13, 2017 Comments off

3 Key Ways That Driverless Cars Are Going to Reshape How We Design and Use Our HomesAre you ready for the coming shift to driverless cars? While it might seem like some sort of futuristic vision, the truth is that driverless vehicles will be on the road within a few short years. Let’s explore three key ways that driverless cars are going to help to shape how we think about our homes in the very near future.

#1: Goodbye, Garages

It might seem a bit strange to think about now, but many people are likely to get rid of their cars entirely. Car ownership is expected to shift to entrepreneurs and services who offer vehicles for on-demand use. We are already starting to see this transition take place, especially with city dwellers who are becoming familiar with Uber, Lyft and other ride-sharing services. So, if you do not own a car, having a garage attached to your house does not make much sense.

Consider the many uses that a family can get from the space currently occupied by a garage full of cars. Your house footprint can be that much bigger, or you can convert that area into more yard space.

#2: Get Used To Smaller Streets And More Efficient Land Use

The second significant change you are going to see is a complete re-imagining of how we design and use our streets. Fewer people will own cars that need to be parked along the side of the street. Also, self-driving cars can move elsewhere for storage when they’re not needed. This combination will allow city planners to thin streets, freeing up land use for bike lanes, boulevards or larger yard areas. If you are the type that enjoys having a beautiful big front lawn, the coming shift to driverless cars will benefit you.

#3: More Space Means More Green Space

Finally, expect to see a lot more green space around your house in the future. You will have more space for landscaping, flower beds, gardens, trees and other yard fixtures. Even if you do end up owning a driverless car in the future, it’s likely to be electric. The most substantial commitment you will need to make is either a charging plug and wall fixture or a large ground pad that the car sits on when it needs to top off the batteries.

There are few who doubt that driverless cars are going to cause a major shift in how we live, work and move from place to place. If you’re looking to take advantage of this shift when you buy your next home, contact us. Our team of mortgage professionals will be happy to help you.

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‘Pine’-ing for a New Look? 3 Ways You Can Use Wood Features to ‘Spruce’ up Your Home

December 8, 2017 Comments off

'Pine'-ing for a New Look? 3 Ways You Can Use Wood Features to 'Spruce' up Your HomeWhether you are renovating an older home or putting the finishing touches on a new one, you would be amiss if you did not consider how to include furniture and other items made of wood. With a diverse range of colors and textures, wooden features are a must-have for any modern home design. Let’s take a look at three ways that you can use wood to add a little spice to your home decor.

Try A Visually Striking Wood Wall

If you are looking to add some ‘pop’ to a room, consider an offset or patterned wall made of wood. Your options are limitless when it comes to adding wood to a wall. Consider horizontal slats with a lighter wood like pine for a warm, modern feel. Alternatively, try a flat wall made of hardwood boards of a darker color than the room’s paint.

Go Rustic With A Farmhouse Dining Table

Does your dining room feel a little boring with your standard table and chairs? A rustic farmhouse dining table is an excellent way to breathe some life into your dining area. In addition, hardwood tables like these are sturdy and can suffer a lot of punishment. They are the perfect choice for families that are used to hosting large dinners or having company over.

If you are so inclined, you can build a table like this in just a few hours. Search around online for plans and head down to your local hardware store to get things started.

Reclaim And Refinish For Timeless Beauty

Finally, give some thought as to how you can use reclaimed wood in your home. Consider replacing tile or linoleum with a some “rip and refinish” hardwood flooring reclaimed from another house. Or if you would rather have wooden furniture, you can get chairs or side tables that are made of reclaimed wood. If you are located near the coast or beach, look around for large pieces of driftwood that can be turned into furniture by a local tradesman. While we cannot help you choose your wooden furnishings, we can help you find the best mortgage for your new home to put them in.

Learning to Love Technology: 3 Tips That Will Help You to Embrace Home Automation

November 10, 2017 Comments off

Learning to Love Technology: 3 Tips That Will Help You to Embrace Home AutomationAre you still using a key to unlock your door and twisting a dial on the wall to set the temperature? Home automation technology has made considerable strides in the past couple of years so it might be time to invest. In today’s blog post we will explore three tips that can help those looking to make the leap into a fully automated home.

Tip #1: Start With Home Security And Go From There

Installing a modern home security system is the perfect place to start with home automation. Does your home already have an alarm? If so, it’s likely to be one of the older “set it and forget it” models. You punch in a four-digit code when you leave the house to arm the alarm, and if someone decides to break in while you’re gone the alarm trips and notifies the security company. Sound familiar?

The good news is that there are far better and more high-tech options on the market today. You can install cameras that connect directly to your phone, so you can see what’s happening inside of your house. You can automate turning the lights on or off, as well as deciding what panic options you need in case a burglar shows up.

Tip #2: Consider Using A Central Hub

If you’re not as technologically-inclined as some, then you may want to consider using a central hub to help control all of the other automated pieces in your home. Amazon’s Alexa is a popular option, as are Mi Casa Verde and SmartThings. The idea is that you can use one single device to control everything else, rather than trying to figure out a myriad of apps and settings.

Don’t forget that once you lock into using a central hub, you will need to make sure that any new pieces of tech you invest in are supported.

Tip #3: If It’s Easy To Use, You’ll Use It Regularly

Finally, be sure to test things out before you decide to buy. If a piece of home automation tech is hard to use, you’re unlikely to stick with it over the long term. Ideally, setting up and using the device should be no harder than using your mobile phone.

Getting started with home automation is as simple as following the three tips above. When you’re ready to explore purchasing high-tech, automated homes in the local area, contact us. Our professional mortgage team is happy to help you.

It’s Hammer Time: 4 Common Remodeling Mistakes and How to Avoid Them

November 8, 2017 Comments off

It's Hammer Time: 4 Common Remodeling Mistakes and How to Avoid ThemInvesting in your home by remodeling or renovating is an excellent way to increase its value. However, a significant renovation project can quickly turn into a disaster, especially for those who are inexperienced. Let’s take a look at four of the more common home renovation mistakes that homeowners make and how you can avoid them.

Mistake #1: Skipping The Permit Process

The first mistake you will want to avoid is undertaking any home renovation without the required permits. While some remodeling projects will not require a permit, others will. Regardless, it is more than worth taking the time to do your research to ensure you do not run afoul of the law. A visit to the city’s website or a quick phone call is all you will need to find out if a permit is required and how much it will cost.

Mistake #2: Being Afraid

A great way to ruin your renovation is to be too afraid to transform the space into whatever best suits your family. Try to avoid being trendy and going with renos that you saw recently on television. Instead, consider how you currently use your kitchen, bathroom or whatever other space you’re changing and improve it for the better.

Mistake #3: Using Cheap Materials Or Labor

When it comes to contractors, going cheap is rarely a good idea. You want someone who is going to do the best quality of work at a fair, affordable price. Moreover, since you’re investing in that contractor, it is best to also invest in using high-quality materials for the job.

Also, don’t be the type that skimps on costs just because something isn’t visible. A good example is if your contractor recommends that you install something like a bathroom membrane system. Yes, it’s an extra cost that is mostly a preventive measure against mold getting under your tiles. However, it is a small consideration in protecting the more substantial investment you’re making in upgrading your home.

Mistake #4: Changing Your Mind

As the old saying goes: “measure twice, cut once.” Changing your mind in the middle of your renovation is almost certainly going to cost you. Once you commit, try to stick to the plan unless circumstances force you to make a change. These are just four of the many mistakes that can be made by an inexperienced home renovator.

Brighten up Your House With These Autumn-inspired Home Decor Ideas

October 13, 2017 Comments off

Brighten up Your House With These Autumn-inspired Home Décor IdeasThe kids are heading back to school, the leaves are starting to turn and the weather is getting cooler. Yes, autumn has arrived, but the end of summer does not mean that your home décor has to suffer. Let’s take a look at a few ways that you can brighten up your home and give it that warm, autumn feeling.

Start With Oranges, Yellows And Light Browns

A quick walk through your local neighborhood will offer a good sense of the color palette that you should be using in your décor makeover. In much of the country, trees will be turning a variety of yellows, oranges, and golds as the leaves change and begin to fall. These colors make for a warm palette and are ideal for use in the living room, dining room and other areas where you might host guests.

Of course, you do not need to run out and change the wallpaper. Simply look to add color touches in areas that it makes sense. For example, you can get a couple of new sets of towels for the bathroom that match up with the colors you picked. In the dining room, look to replace your tablecloth and placemats with an autumn theme.

Add Leaves And Natural Décor Items

Autumn is one of the more “natural” feeling seasons and this should be incorporated into your décor. Look to add leaves, acorns, pine cones and other natural elements that make sense for the area of the country that you live in.

Note that you don’t need to head out and gather up these items for your home. A quick trip to the local craft shop and you will be able to find everything that you need.

Pumpkin Spice Candles For An Autumn Scent

Finally, no décor makeover is complete without adding a little seasonal fragrance. Nothing smells more like autumn than a subtle pumpkin spice. Scented candles are an excellent way to add a scent to a room without being overpowering. They are also an excellent centerpiece for tables and can be used for mood lighting as well.

These are just a few of the many ways that you can add a sense of autumn warmth to your home. And if your home just isn’t “autumn” enough, contact your trusted mortgage professional. We are happy to share some fantastic opportunities.

Baby on the Way? Learn How to Child-proof Your Home so Your Baby Is Safe From Harm

October 11, 2017 Comments off

Baby on the Way? Learn How to Child-proof Your Home so Your Baby Is Safe From HarmDo you have a baby on the way? If so, you are likely already wondering how you are supposed to make your home safe from harm. The good news is that with a little work, you’ll be able to make your house or apartment that much safer. Let’s take a look at how you can child-proof your home in under a few hours.

Start With The Baby’s Bedroom 

For the first few months, your baby will be spending a lot of time either sleeping or resting in their crib. You’ll want to keep the crib away from any cords, blinds, drapes or other items the baby might get their hands on. The crib itself should meet federal safety regulations and should be comfortable without being too restrictive.

Keep a watchful eye out for anything loose that the baby might be able to put in its mouth. All choking hazards should be kept well away from a crib.

Baby-Proofing The Halls And Stairs

Next, it’s time to take a quick sweep through your halls and stairways. Once your baby starts crawling, they’re at risk for falls and other issues. Go through your hallways and look for any items that the child might pull over. For example, if you have hall tables with plants or pictures on them, are there any fabric items which the baby might be able to reach?

Your stairways should have some sort of baby guards placed in front of them at all times. If possible, you’ll also want your stairs to be carpeted. This can help to reduce injury if your child takes a tumble down the stairs.

Keeping The Kitchen Safe

Finally, don’t forget the kitchen. There are all sorts of dangerous items in the average kitchen, from heavy appliances with loose cords to tablecloths that can lead to utensils on the floor. In short, everything should be kept in drawers and out of a child’s reach. Cupboards should be secured so that a baby can’t open them. If you want to go a bit further, consider installing some padding on the legs of hard kitchen furniture and on corners where a baby could bump their head.

It’s almost impossible to fully baby-proof a home, but the above checklist is a good start. If you have a baby on the way and are looking for a larger, safer home, contact your local mortgage professional.

Upgrading Your Home? 5 Great Reasons to Make the Switch to Hardwood Floors

October 5, 2017 Comments off

Upgrading Your Home? 5 Great Reasons to Make the Switch to Hardwood FloorsAre you tired of scouring the internet, trying to find the secret recipe for whatever will take stains out of your carpet? And the irritating annual steam cleaning ritual where your whole home is soaking wet for a couple of days? Ugh. If your old carpet has you down, it might be time for a change. In today’s blog post we’ll share five great reasons why you’ll want to make the switch from carpet to hardwood floors.

Your Home Will Look Amazing

Let’s face it. Unless you have a serious appreciation for all things shag, hardwood floors look much better than carpet. Available in a variety of colors and grains, hardwoods add a natural element to any room. They give off a much warmer appeal than carpet as well, especially when polished.

They’re Much Easier To Keep Clean

Spill on the floor? No problem. Pet has an accident? Rest easy. Hardwood flooring is far easier to keep clean than any form of carpeting. Your floor won’t absorb liquids and solids won’t leave a mess.

They’re A Great Equity-Building Investment

Hardwood floors are an excellent investment in your home. Some studies show that up to 75 percent of the cost will be returned when the house is sold, which puts hardwoods high on the list of equity-building renovations. Also, many home buyers are specifically looking for houses with hardwood flooring. So when you do choose to sell, your home may sell that much faster.

They Last Longer Than Carpets

The next time you are over at a friend’s house, take a look at their floors. Many homes have hardwood flooring that has been around for decades, requiring only the occasional refinishing to restore its former shine. Hardwoods last much longer than carpets and won’t require a full “rip and replace.”

Your Allergies Will Thank You

Finally, if you or any of your family members suffer from allergies, hardwood floors may be the answer. Carpets collect dust, which can lead to the formation of dust mites and other allergens. And while you can vacuum them regularly, only the very best vacuums have enough suction to get deep into the carpet fiber to remove this gunk.

These are just five of the many good reasons to invest in hardwood flooring for your home. If you’re in the market for a great new home, contact your trusted mortgage professional. We will be happy to show you some great local opportunities.

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